Insurance:

 

1) Healthcare Insurance of SRSI Offshore Umbrella Company for our Freelance Expatriates :

  • Room and Board / Inpatient medical treatment / “Forfait hospitalier” (daily hospital fees) : 100% of charges.

  • Additional fee for Private Room (standard category only) : 100% of charges.

  • Bed for an accompanying parent of a hospitalized child under the age of 12 : 100% of charges up to € 40 per day and a maximum of 21 days

  • Road ambulance transportation (if medically justified) : 100% of charges (to the nearest hospital

  • Re-constructive surgery : 100% of charges, provided that surgery is due to an injury that occurred during the period of coverage of this policy

  • Physician fees and home visits (excluding dentists) / Nurse and paramedical fees (nurses, physiotherapists, speech therapists, orthoptists, podiatrists) / Laboratory tests / X-rays, Medical imaging / Prescription drugs : 100% of charges.

  • —–>Download (PDF) : Insurance health

     

    Medical Assistance & Repatriation :

  • EMERGENCY MEDICAL EVACUATION : Medically necessary expenses of transportation, medical care during transportation, communications and all usual ancillary charges incurred in moving the expatriate member when in a serious medical condition to the nearest hospital where appropriate medical care is available and not necessarily to the home country or usual country of residence.

  • RETURN HOME AFTER EMERGENCY MEDICAL REPATRIATION : Cost of a one-way for the expatriate member to return to the usual country of residence following the repatriation to the home country.

  • COMPASSIONATE VISIT : Cost of a return for one of the expatriate member’s spouse or next of kind to visit the expatriate member who is hospitalised outside the home country for a period exceeding 5 consecutive days and as a result of the expatriate member being alone outside the home country. Local accommodation will be arranged and the cost of such accommodation covered for a maximum duration of 5 consecutive nights, up to a total of 90 € per person per day (US$90, £57, CHF 132).

  • TELEPHONE MEDICAL ADVICE : International SOS will arrange the provision of medical advice to the expatriate member over the telephone. Such advice shall not be construed as a diagnosis and the expatriate member will be referred to a medical practitioner, when necessary.

  • ACCESS TO INTERNATIONAL SOS’S CLINICS : PREVINTER Assistance members have access to ISOS clinics worldwide under the current pricing scheme of each clinic – including annual prepaid fees for some clinics in remote locations. Please contact ISOS for further information.

  • —–>Download (PDF) : Assistance & Repatriation

    Death & Disability Benefits :

  • TEMPORARY AND PERMANENT DISABILITY AS FROM THE 1ST EURO : A daily indemnity if as a result of a non-occupational sickness or accident.

  • TEMPORARY WORK DISABILITY : Amount of the daily indemnity : 70% of the basis salary

  • PERMANENT DISABILITY : Annuity payment.

  • DEATH : Payment to the beneficiaries of a benefit equal to 250% of the annual salary, regardless of the insured’s family status.

  • —–>Download (PDF) : Permanent temporary disabilityPermanent disability

    SRSI Offshore umbrella Company has a civil responsabilty insurance that covers :

  • Corporal dammages: 3 049 000 €

  • Material dammages: 1 525 000 €

  • Consecutive immaterial dammages : 305 000 €

  • Defense (except US Expatriates) : 16 000 €

  • Defense (except US Expatriates) : 30 000 €

  • RENT RESPONSABILITY :

  • Material Dammages : 3 049 000 €

  • Consecutive Immaterial Dammages : 305 000 €

  • Rent lost : 1 year

  • Defense (except US Expatriates) : 16 000 €

  • Defense (US Expatriates): 30 000 €

  • LIMIT

  • Amount : 300 €.

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    THIS GUARANTIES ARE EFFECTIVE ALL OVER THE WORLD.

     

    Enquire now or contact us for a free quote adapted to your situation.